While you can contact the lender directly and try to renegotiate your own loan, it usually does not yield the optimum results. This is due to your lack of experience, not knowing lender’s procedures and qualification guidelines for paperwork that need to be submitted, and sheer amount of calls required to generate response back from the lender.

Lenders and servicers are very busy with desperate homeowners trying to save their homes from foreclosure. Unfortunately, they do not have the man power or the capabilities to save everyone. It is also worth mentioning that the lender’s loss mitigation department which is responsible for dealing with delinquent homeowners, is hired by the lender and will fight for the lender. Common sense tells us that lenders will look out for their interest first. That is why it makes sense to have a professional fight on your side so that your case is not lost in the system leading to long delays and much more frustration. At Nextwave Financial, we have heard of many cases that homeowners have been in contact with banks for months and never getting anything done which often leads to a house being foreclosed and sold at an auction.

Don’t take a chance, take action. In most cases we have helped homeowners get out of situations they had declared hopeless. Your initial consultation is FREE, we will determine if you qualify for a loan modification quickly and if you don’t qualify, we can steer you in the correct direction at no cost. Worst thing you can do is to ignore the problem and not talk to anyone! This problem will not go away on its own!

Nextwave Financial is licensed under the Department of Real Estate with many years of real estate experience. Our staff consists of professionals many years of mortgage and real estate experience. We understand the lender’s inside processes, how to navigate and get results. Our negotiators have tons of experience with various lenders and have negotiated various loan workouts.

We are certified by United Mortgage Modifiers of America and very well-versed in the loan modification process which gives us the upper hand when dealing the banks.The negotiation process is performed by our experienced loss mitigation agents with intimate understanding of the process. Because we work for you and not hired by the bank, we make sure that we obtain the best possible deal for you. Our success rates is very high and we have helped many clients get out of  tough financial situations. We have seen companies that advertise 100% success rate. In reality, the only way one can be 100% certain is if they owned the bank or they were negotiating with themselves!

We have a high success rate with our files and are proud of helping homeowners across US retain their properties. We are here at your service and hope to be able to get you out of the current situation.